A termite-infested house will endure structural damage over time. And when the damage is significant enough, the house might become unsafe to live in. Thus, you could lose your home because of termite damage. This can happen when you don’t practice responsible pest control in Louisiana and leave a termite infestation untreated. The following are reasons termite damage is a serious problem:
Insurance Concerns
Termites can cost you a significant amount of money in property damage. And you may pay for most of this damage out of pocket because homeowners’ insurance policies may not apply to termites. Typically, home insurance companies give agreements that have highly nuanced language regarding the damage that resulted from pests including termites.
You may not detect a termite infestation until you see obvious signs of damage. Plus, this damage can also result from another cause that your policy does not cover. For instance, if home moisture is caused by a burst pipe and termites start to damage your property, you may be able to argue for the applicability of coverage. But insurance providers will fight your claim whenever they can determine they can legally deny coverage.
Termite Damage Makes It Hard to Sell Your House
Often, home sellers should cover the costs of damage caused by termite. But liability for such cost varies by state. In Louisiana, the home seller will often cover the costs related to a termite inspection. This means that you could be spending a big amount of money on termite extermination and home repair when you sell your house unless the sale is on an “as-is” basis.
Termite Damage Can Result in Legal Expenses
When you sell your termite-damaged house, you might have to pay for a lawyer’s services. Also, you might need an attorney if you believe the insurance provider should cover the termite damage. To avoid legal fees, it is best to take care of the damage before you sell your home.
Again, termites can make your home uninhabitable. These little buggers will chew through the wood in your home, leaving it hollow. So, if you think you have a termite infestation, contact a termite control professional immediately to have your home analyzed. This professional will inspect your house for termites and any damage caused. By protecting your house against termite damage, you can save money through fewer repairs and a durable home. So, do not wait to contact a professional to help you address a termite infestation efficiently and effectively.
